---
title: "Datacultr"
url: https://www.seedstars.com/community/entrepreneurs/programs/international-growth-program-7/data-cultr/
---

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  5. [SEEDSTARS INTERNATIONAL GROWTH PROGRAM 7](/community/entrepreneurs/programs/international-growth-program-7/)
  6. DATACULTR



![Datacultr](https://seedstars-com.s3.amazonaws.com/images/datacultur-card-2.max-594x300.png)

## Datacultr

### **Digital debt collections & risk mitigation platform focused on 'new to credit'.**

Datacultr is an AI-driven risk mitigation & collections management platform that reduces delinquencies & NPAs, making it viable for financial institutions to provide loans to the 'new to credit'  
  


[ **Request an intro**](https://airtable.com/shr1yH4YcJzzxSRa5?prefill_Interested+In=Datacultr) [**Check their website**](https://datacultr.com/)

### The problem we are solving

2Bn+ people the world over remain excluded from the fold of formal credit because of various reasons, primary being lack of credit scores & collaterals that can be given out as a security. This happens because majority of this population is not in the organised sector, a miniscule of them pay taxes & its impossible to get their business & income data. In such a scenario, a very small population has access to formal credit.

### Solution

Datacultr allows lending companies to significantly reduce their risk on 'New to Credit' customers, by converting their smartphones into a virtual collateral. A smartphone is a high value utility for most low & middle income people and hence is a smart choice of a collateral.Datacultr allows the lender to influence repayments, via AI-driven interventions, that help:

  1. Educate these first time borrowers
  2. Communicate in a timely fashion
  3. Nudge & take action in cases of delays & defaults



The platform’s fraud prediction module is built to provide alerts/triggers to the lender, that indicate fraud or unusual behaviour, with tools to take real-time action, significantly impacting default rates & NPAs

## Meet the team

### Meet the team: details

![None](https://seedstars-com.s3.amazonaws.com/images/Neel_Juriasingani.max-376x376.png)

CEO & CO FOUNDER AT DATACULTR

Neel Juriasingani

[__](https://www.linkedin.com/in/neelju/)

![None](https://seedstars-com.s3.amazonaws.com/images/Sujoy_Ghosh.max-376x376.png)

CO-FOUNDER & CTO AT DATACULTR

Sujoy Ghosh

[__](https://www.linkedin.com/in/sujoyghosh/)

Speak to Datacultr

Please fill out this short form with your details, and we will directly connect you with the founder you want to speak with.

[REQUEST AN INTRO ](https://airtable.com/shr1yH4YcJzzxSRa5?prefill_Interested+In=Datacultr) [CHECK THEIR WEBSITE ](https://datacultr.com/)

![](https://seedstars-com.s3.amazonaws.com/images/Datacultr_team.max-1280x550.jpg)

---

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