---
title: "Datacultr Fintech Limited"
url: https://www.seedstars.com/community/entrepreneurs/programs/the-migration-entrepreneurship-prize/datacultr-fintech-limited/
---

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  6. DATACULTR FINTECH LIMITED



![Datacultr Fintech Limited](https://seedstars-com.s3.amazonaws.com/images/Datacultr.max-594x300.png)

## Datacultr Fintech Limited

Risk Mitigation & collections management platform that uses the borrower's smartphone in a very effective manner, that results NPAs by over 67%, making the 'new to credit' a viable segment for financial institutions.

 **Problem we are solving**

4Bn+ people the world over are un or under banked, top challenges that institutional lenders face in catering to this segment are lack of credit scores, high quality alternative data & collateral and high cost of servicing.

 **Solution**

Credit Decisionining: Datacultr ‘Collateralises Smartphones’ which are livelihood & access enablers; in absence of alternate data, this becomes a critical decisioning factor for the lender. Debt Repayment: Datacultr’s ML driven engagement models & digitized collection processes, ensure payments are not missed, sets a habit and influences ‘Intention to Pay’.

# Get in touch

[REQUEST AN INTRO ](https://form.jotform.com/220792955815062)

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