---
title: "Toju"
url: https://www.seedstars.com/community/entrepreneurs/programs/the-migration-entrepreneurship-prize/toju/
---

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  6. TOJU



![Toju](https://seedstars-com.s3.amazonaws.com/images/toju.max-594x300.png)

## Toju

Toju is digitizing the informal financial service space for the unbanked and underbanked in Nigeria. We help non-bank Micro Finance Institutions, Cooperatives, savings, and mobile local thrift agents improve on their records management and credit decision process.

 **Problem we are solving**

The biggest problems are analogue record-keeping, inefficient credit decision system, disconnect from formal financial services.

 **Solution**

Record management App with AI-powered credit rating system for Mobile money agents.

# Get in touch

[REQUEST AN INTRO ](https://form.jotform.com/220792955815062)

---

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