--- title: "Tajikistan is building its digital foundations" url: https://www.seedstars.com/content-hub/life/tajikistan-is-building-its-digital-foundations/ --- 1. [HOME](/) 2. [RESOURCES](/content-hub/) 3. [SEEDSTARS LIFE](/content-hub/life/) 4. TAJIKISTAN IS BUILDING ITS DIGITAL FOUNDATIONS ![Tajikistan is building its digital foundations](https://seedstars-com.s3.amazonaws.com/images/270225lifearticletajikistanheader.max-1500x500.png) TAJIKISTAN • INNOVATION ## Tajikistan is building its digital foundations Seedstars Global FEBRUARY 27, 2025 While global tech hubs race to implement artificial intelligence and blockchain technology, Tajikistan's entrepreneurs are tackling a more fundamental challenge: building comprehensive digital infrastructure that can transform how millions of people access essential services. With internet reaching just 41.6% of the population, technology companies here are laying the groundwork for their country's digital future. #### WRITTEN BY ![None](https://seedstars-com.s3.amazonaws.com/images/seedstars-black.max-376x376.png) Seedstars Global [CONTACT US](/contact-us/) "When you're introducing digital services to people who've never used them before, you have to rethink everything," explains Takhmina Ishmatova, who leads RIM, a legal tech startup in Dushanbe. Her team is reimagining how people interact with legal services, creating systems that work for everyone from experienced lawyers to first-time users. The transformation is visible in the numbers. Digital payment instruments have grown from 1.6 million in 2016 to 6.2 million by mid-2023, while transaction volumes have increased more than fivefold. The country’s first comprehensive e-commerce law, passed in December 2022, has created a framework for digital business that's accelerating innovation across sectors. "We're focusing on building essential digital infrastructure that connects people to basic services," says Farrukh Umarov, founder of re-skill.io, an education technology platform. His company exemplifies the pragmatic approach of local entrepreneurs: developing solutions that work with intermittent connections and designing interfaces accessible to first-time digital service users. This digital transformation reaches far beyond individual companies. Avval marketplace is revolutionizing retail by connecting local businesses with customers online. Livo is making healthcare services more accessible through digital scheduling. These changes represent fundamental shifts in how services operate throughout the country. The entrepreneurial momentum extends into ecommerce solutions as well. Wyzo is building an all-in-one platform that helps local businesses establish and scale their online presence. 'In markets like Tajikistan, businesses need more than just fancy features - they need reliable fundamentals that work consistently,' explains Rasul Safarovich, Wyzo's CEO. 'We're focused on creating stable, accessible tools that help merchants succeed online, even with infrastructure challenges.' Government initiatives like the "Concept for Digital Economy" support this transformation, bolstered by international organizations. With President Rahmon's declaration of 2025 as the year of digital and innovation, there's renewed focus on technological advancement. The country's digital payment market is projected to grow by over 25% annually through 2028, indicating widespread adoption of digital services across sectors. For local entrepreneurs, success extends beyond traditional metrics. "Every solution we build has to consider varying levels of digital literacy and different types of internet access," explains Jahongir Jalolov, founder of Livo. "We're building digital infrastructure that people can rely on." As Tajikistan builds its digital foundations, its experience offers valuable lessons for other emerging markets. These entrepreneurs demonstrate that starting with basics enables the creation of smarter, more inclusive technology - infrastructure that truly serves everyone in the digital economy. * * * _This article is part of "Beyond the Valley", an editorial series exploring how founders in emerging Europe and Central Asia are building crucial technology their regions need. From modernizing Soviet-era infrastructure to creating digital services from scratch, we'll show you how local entrepreneurs are solving fundamental challenges. Published monthly by Seedstars, supported by EBRD Star Ventures._ ARTICLE ASIA TAJIKISTAN ## More like this [ ![None](https://seedstars-com.s3.amazonaws.com/images/istanbul.max-320x550.jpg) MIDDLE EAST AND NORTH AFRICA • #### Turkey's founders move from phones to factories Aug. 03, 2026 ](https://www.seedstars.com/content-hub/life/beyond-valley/turkeys-founders-move-from-phones-to-factories/) [ ![None](https://seedstars-com.s3.amazonaws.com/images/istanbul.max-320x550.jpg) MIDDLE EAST AND NORTH AFRICA • #### Building a Resilient Tech Ecosystem in the West Bank and Gaza Jun. 09, 2026 ](https://www.seedstars.com/content-hub/life/beyond-valley/building-resilient-tech-ecosystem-west-bank-and-gaza/) [ ![Why Moldova’s best startups look global from day one](https://seedstars-com.s3.amazonaws.com/images/Why_Moldovas_best_startups_look_global_from_.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### Why Moldova’s best startups look global from day one Some Moldovan startups register a company in Estonia before they ever talk to an investor. Mar. 23, 2026 ](https://www.seedstars.com/content-hub/life/why-moldovas-best-startups-look-global-from-day-one/) [ ![Building under pressure: how Palestine’s startup ecosystem is learning to scale](https://seedstars-com.s3.amazonaws.com/images/Building_under_pressure_-_how_Palestines_sta.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### Building under pressure: how Palestine’s startup ecosystem is learning to scale Founders in the West Bank and Gaza build in fragments. Power cuts, travel limits, and blocked payments are part of the job. Out of that reality, a distinct tech scene has taken shape that works lean, tests quickly, and looks outward for growth. Nov. 12, 2025 ](https://www.seedstars.com/content-hub/life/palestine-startup-ecosystem-learning-how-to-scale/) [ ![How Morocco is turning steady signals into a real startup story](https://seedstars-com.s3.amazonaws.com/images/How_Morocco_is_turning_steady_signals_into_a.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### How Morocco is turning steady signals into a real startup story Morocco’s startup ecosystem is finding its rhythm. After a quiet 2023, founders and investors regained momentum. Startups in the country raised around 70 million USD across 40 deals in 2024 - almost double the previous year, according to Africa: The Oct. 12, 2025 ](https://www.seedstars.com/content-hub/life/how-morocco-turning-steady-signals-into-real-startup-story/) [ ![These 12 Jordanian startups are solving problems across the Arab world](https://seedstars-com.s3.amazonaws.com/images/These_12_Jordanian_startups_are_solving_prob.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### These 12 Jordanian startups are solving problems across the Arab world Jordan has positioned itself as one of the Middle East's most efficient startup ecosystems. While the Kingdom represents just 3% of the region's population, Jordanian entrepreneurs have achieved remarkable influence across the Middle East. Oct. 03, 2025 ](https://www.seedstars.com/content-hub/life/12-jordanian-startups-solving-problems-across-arab-world/) [ ![Six Georgian startups you should know about](https://seedstars-com.s3.amazonaws.com/images/Six_Georgian_startups_you_should_know_about_.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### Six Georgian startups you should know about Georgia’s tech ecosystem has been growing quietly beyond its early fintech reputation. The small Caucasus nation has built one of Europe’s most business-friendly environments, and it is starting to show. Sep. 17, 2025 ](https://www.seedstars.com/content-hub/life/six-georgian-startups-you-should-know-about/) [ ![Azerbaijan's practical approach to building a tech hub](https://seedstars-com.s3.amazonaws.com/images/Azerbaijan_practical_approach_to_building_a_.max-320x550.jpg) ASIA • #### Azerbaijan's practical approach to building a tech hub While Silicon Valley startups chase the next consumer app, Azerbaijan's entrepreneurs are solving a more fundamental problem: building the digital backbone that businesses across the region desperately need to operate. Sep. 04, 2025 ](https://www.seedstars.com/content-hub/life/azerbaijan-practical-approach-building-tech-hub/) [ ![Lebanon's startup scene is built for global markets](https://seedstars-com.s3.amazonaws.com/images/Lebanon-startup-scene-is-built-for-global-ma.max-320x550.jpg) ASIA • #### Lebanon's startup scene is built for global markets Lebanon's startup ecosystem operates on a fundamentally different premise than most tech hubs. While entrepreneurs in larger markets might spend years perfecting their domestic strategy, Lebanese founders incorporate abroad and sketch international e Aug. 04, 2025 ](https://www.seedstars.com/content-hub/life/lebanon-startup-scene-built-for-global-markets/) [ ![How Armenia built an ecosystem bigger than its borders](https://seedstars-com.s3.amazonaws.com/images/How_Armenia_built_an_ecosystem_bigger_than_i.max-320x550.jpg) ASIA • #### How Armenia built an ecosystem bigger than its borders Armenia has quietly built one of the region's most sophisticated startup ecosystems. The country's tech diaspora, with deep Silicon Valley roots, gives it an edge that neighboring countries can't easily replicate. Aug. 01, 2025 ](https://www.seedstars.com/content-hub/life/armenia-built-an-ecosystem-bigger-than-its-borders/) [ ![How Mongolia's landlocked startup scene is thriving](https://seedstars-com.s3.amazonaws.com/images/Seedstars_Website_-_Life_content_-_Thumbnail.max-320x550.jpg) ASIA • #### How Mongolia's landlocked startup scene is thriving When you think of Mongolia, startup innovation probably isn't the first thing that comes to mind. But this landlocked country is quietly building something unexpected: a tech ecosystem that's learned to turn geographic constraints into creative advan Jul. 29, 2025 ](https://www.seedstars.com/content-hub/life/mongolia-landlocked-startup-scene-thriving/) [ ![Innovation under pressure: How Ukraine’s tech sector defies odds](https://seedstars-com.s3.amazonaws.com/images/thumbnailukraineblogpost210525.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### Innovation under pressure: How Ukraine’s tech sector defies odds Ukraine's tech sector thrives amid challenges, developing resilient solutions that work in any conditions. See how innovation under pressure creates technology the world needs. May. 21, 2025 ](https://www.seedstars.com/content-hub/life/innovation-under-pressure-how-ukraines-tech-sector-defies-odds/) [ ![How agricultural innovation is shaping up in Eastern Europe and Central Asia](https://seedstars-com.s3.amazonaws.com/images/020525THUMBNAIL.max-320x550.png) GLOBAL • AGRICULTURE #### How agricultural innovation is shaping up in Eastern Europe and Central Asia Agritech startups in Eastern Europe and Central Asia are transforming farming with local innovations tackling drought, resource limits, and climate change. May. 02, 2025 ](https://www.seedstars.com/content-hub/life/how-agricultural-innovation-shaping-eastern-europe-and-central-asia/) [ ![How Egypt is moving from hypergrowth to sustainable innovation](https://seedstars-com.s3.amazonaws.com/images/lifearticle0404thumbnailphoto.max-320x550.png) MIDDLE EAST AND NORTH AFRICA • #### How Egypt is moving from hypergrowth to sustainable innovation Egypt's startup ecosystem shifts from hypergrowth to sustainable innovation, with founders focusing on profitability and efficiency amid changing investment standards and government support. Apr. 04, 2025 ](https://www.seedstars.com/content-hub/life/how-egypt-is-moving-from-hypergrowth-to-sustainable-nnovation/) [ ![Círculo de Crédito anuncia nueva alianza con Seedstars para fortalecer su brazo de Corporate Venture](https://seedstars-com.s3.amazonaws.com/images/thumb240325.max-320x550.png) LATIN AMERICA • TECHNOLOGY #### Círculo de Crédito anuncia nueva alianza con Seedstars para fortalecer su brazo de Corporate Venture Capital (CVC) Círculo de Crédito, sociedad de información crediticia líder en México, está impulsando la innovación tecnológica a través de su brazo de Corporate Venture Capital (CVC) para promover la innovación y el desarrollo tecnológico en el ecosistema de conf Mar. 24, 2025 ](https://www.seedstars.com/content-hub/newsroom/c%C3%ADrculo-de-cr%C3%A9dito-anuncia-nueva-alianza-con-seedstars-para-fortalecer-su-brazo-de-corporate-venture-capital-cvc/) [ ![Meet the startups modernizing Kazakhstan's tech lands](https://seedstars-com.s3.amazonaws.com/images/THUMBNAILLIFE0703ARTICLELIFE.max-320x550.png) ASIA • #### Meet the startups modernizing Kazakhstan's tech lands Kazakhstan's tech startups are revolutionizing infrastructure and services across the vast country, creating innovative solutions to modernize essential systems despite formidable geographic challenges. Mar. 07, 2025 ](https://www.seedstars.com/content-hub/life/meet-startups-modernizing-kazakhstans-tech-lands/) [ ![How Belarusian tech talent is reshaping Eastern Europe's digital future](https://seedstars-com.s3.amazonaws.com/images/100225lifebelarusarticle.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### How Belarusian tech talent is reshaping Eastern Europe's digital future Discover how Belarusian tech companies' migration to Poland and Lithuania is creating new innovation hubs and transforming Eastern Europe's digital landscape with global ambitions. Feb. 10, 2025 ](https://www.seedstars.com/content-hub/life/how-belarusian-tech-talent-reshaping-eastern-europes-digital-future/) [ ![How Moldova is building its tech hub](https://seedstars-com.s3.amazonaws.com/images/thumbnailmoldova070225.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### How Moldova is building its tech hub Moldova emerges as a pragmatic tech hub, with local startups solving real-world problems through practical innovation. Learn how its strategic location and incentives are attracting tech talent. Feb. 07, 2025 ](https://www.seedstars.com/cares/how-moldova-building-its-tech-hub/) [ ![Beyond the Valley](https://seedstars-com.s3.amazonaws.com/images/lifearticle050225thumb.max-320x550.png) GLOBAL • #### Beyond the Valley Discover the hidden tech ecosystems of Eastern Europe and Central Asia, where entrepreneurs are building crucial solutions that transform how millions live and work. Feb. 05, 2025 ](https://www.seedstars.com/content-hub/life/beyond-valley/) [ ![iGravity and Seedstars Join Forces to Manage the SECO Startup Fund](https://seedstars-com.s3.amazonaws.com/images/article310125_thumbnail.max-320x550.png) GLOBAL • #### iGravity and Seedstars Join Forces to Manage the SECO Startup Fund iGravity and Seedstars are proud to announce their engagement as managers of the SECO Startup Fund (SSF), marking the beginning of an exciting new chapter for the initiative Jan. 31, 2025 ](https://www.seedstars.com/content-hub/newsroom/igravity-and-seedstars-join-forces-manage-seco-startup-fund/) [ ![Africa Investment Forum 2024 Market Days: Seedstars Africa Ventures I announces $42m first close](https://seedstars-com.s3.amazonaws.com/images/article6122thumbnail.max-320x550.png) GLOBAL • #### Africa Investment Forum 2024 Market Days: Seedstars Africa Ventures I announces $42m first close Seedstars Africa Ventures I, a venture capital fund making early-stage investments in highly scalable start-ups in Africa, has achieved a first close of $42 million, with participation from the African Development Bank, EIB Global with the support of Dec. 06, 2024 ](https://www.seedstars.com/content-hub/newsroom/africa-investment-forum-2024-market-days-seedstars-africa-ventures-i-announces-42m-first-close/) [ ![Seedstars and Visa Foundation announce first cohort of SEED Inclusivity Program supporting entrepren](https://seedstars-com.s3.amazonaws.com/images/51224_thumbnailphoto.max-320x550.png) GLOBAL • #### Seedstars and Visa Foundation announce first cohort of SEED Inclusivity Program supporting entrepreneurs with disabilities in Asia Seedstars and Visa Foundation select 15 innovative disability-focused startups across Asia for SEED Inclusivity Program, supporting entrepreneurs with disabilities and assistive tech. Dec. 05, 2024 ](https://www.seedstars.com/content-hub/newsroom/seedstars-and-visa-foundation-announce-first-cohort-seed-inclusivity-program-supporting-entrepreneurs-disabilities-asia/) [ ![Financial Solutions for Migrant Women Report 2024](https://seedstars-com.s3.amazonaws.com/images/report20241911seedstrarsthumbnail.max-320x550.png) GLOBAL • OTHER #### Financial Solutions for Migrant Women Report 2024 With nearly half of the world's 280 million international migrants being women, their financial inclusion represents both a crucial development challenge and a significant market opportunity Nov. 19, 2024 ](https://www.seedstars.com/content-hub/insights/financial-solutions-for-migran-women-report-2024/) [ ![Seedstars & Redwood Ventures Announce Strategic Partnership to Accelerate Innovation in Latin Americ](https://seedstars-com.s3.amazonaws.com/images/141024.max-320x550.png) GLOBAL • #### Seedstars & Redwood Ventures Announce Strategic Partnership to Accelerate Innovation in Latin America Geneva, Switzerland. October 14, 2024 – Seedstars, a global organization dedicated to supporting startups and entrepreneurs in emerging markets, and Redwood Ventures, a leading venture capital firm in Mexico, today announced a strategic partnership a Oct. 14, 2024 ](https://www.seedstars.com/content-hub/newsroom/seedstars-redwood-ventures-announce-strategic-partnership-accelerate-innovation-latin-america/) --- ## Sitemap - [Sitemap](https://www.seedstars.com/sitemap.md): every public page on this site - [llms.txt](https://www.seedstars.com/llms.txt): what Seedstars does and where to start