--- title: "Krealo, el Centro de InnovaCXi\u00f3n del BCP y Seedstars premiaron a startups de Latam por m\u00e1s de US$700,000 para su desarrollo" url: https://www.seedstars.com/content-hub/newsroom/krealo-el-centro-de-innovacxi%C3%B3n-del-bcp-y-seedstars-premiaron-a-startups-de-latam-por-m%C3%A1s-de-us700000-para-su-desarrollo/ --- 1. [HOME](/) 2. [RESOURCES](/content-hub/) 3. [NEWSROOM](/content-hub/newsroom/) 4. KREALO, EL CENTRO DE INNOVACXIÓN DEL BCP Y SEEDSTARS PREMIARON A STARTUPS DE LATAM POR MÁS DE US$700,000 PARA SU DESARROLLO ![Krealo, el Centro de InnovaCXión del BCP y Seedstars premiaron a startups de Latam por más de US$700,000 para su desarrollo](https://seedstars-com.s3.amazonaws.com/images/krealo221223header.max-1500x500.png) LATAM • FINANCE ## Krealo, el Centro de InnovaCXión del BCP y Seedstars premiaron a startups de Latam por más de US$700,000 para su desarrollo Seedstars Global DECEMBER 22, 2023 **Lima, 22 de diciembre**.- El Programa Acelerador del Futuro de los Servicios Financieros, liderado por Krealo, el Corporate Venture Capital del Grupo Credicorp, en colaboración con el Centro de InnovaCXión del BCP y ejecutado por Seedstars, culminó y premió a tres startups de Bolivia, Colombia y Perú con un total de US$225,000 para seguir proporcionando soluciones innovadoras a los desafíos financieros a largo plazo. #### WRITTEN BY ![None](https://seedstars-com.s3.amazonaws.com/images/seedstars-black.max-376x376.png) Seedstars Global [CONTACT US](/contact-us/) Estas startups recibieron inversiones de US$100,000, US$75,000 y US$50,000, respectivamente, sumando a los US$50,000 que se otorgaron en la etapa previa del programa tanto a los ganadores como al resto de las startups del top 10 del programa. El primer lugar lo obtuvo [PasanaQ](https://pasanaq.app/), una startup boliviana que digitaliza las asociaciones tradicionales de ahorro y crédito (ROSCA) comunes en América Latina, aportando inclusión financiera y ofreciendo servicios adicionales como seguros y créditos a los usuarios. El segundo puesto fue ocupado por la fintech colombiana [Escarlata](http://www.escarlata.co/), centrada en ofrecer soluciones alternativas de financiación para pymes en Latam, con plataformas específicas para los sectores de la construcción y la tecnología. Finalmente, la tercera posición fue para [Kambia](https://www.kambia.app/), una fintech peruana que utiliza IA para proporcionar a pequeñas empresas préstamos personalizados que se pueden reembolsar en cuotas diarias. Las startups ganadoras fueron elegidas tras una sesión de _pitching_ en un Demo Day presencial realizado en Lima, Perú, donde representantes de 10 startups de toda la región andina concursaron por el financiamiento adicional. Cabe destacar que estas 10 iniciativas que fueron parte del programa recibieron cada una en una etapa previa US$50,000 en financiamiento, tutoría de líderes internacionales y sesiones ejecutivas con líderes del Centro de InnovaCXión del BCP. El Programa Acelerador del Futuro de los Servicios Financieros fue diseñado con la finalidad de abordar la brecha significativa de acceso a servicios financieros en la región andina. Al apoyar a startups con ideas innovadoras en tecnología financiera, el programa tuvo como objetivo mejorar la inclusión financiera, digitalizar procesos financieros tradicionales y fomentar el crecimiento en un sector propicio para la innovación. " _Desde Krealo, estamos convencidos de la importancia de apoyar startups que impacten y generen un cambio real en el ecosistema. Ver a estas startups evolucionar en los últimos meses, superar desafíos e innovar incansablemente ha sido impresionante y ha generado mucho interés y aprendizaje para el Grupo Credicorp_ ", comenta **Adolfo Vinatea, CEO de Krealo**. " _El objetivo del programa fue encontrar startups que puedan revolucionar los servicios financieros y estos emprendedores seleccionados destacaron por su comprensión de los mercados locales y su compromiso con la resolución de problemas del mundo real. Estamos muy contentos de apoyarlos en sus procesos de crecimiento y ansiosos por ver su impacto continuo_ ", añade **Paula García-Malpica, Gerente Regional de LATAM en Seedstars**. A lo largo de esta iniciativa, cada startup emprendió un camino transformador, obteniendo conocimientos de expertos de la industria y perfeccionando sus modelos de negocio. " _La mentoría que recibimos del programa nos guió en la configuración de una estrategia basada en resultados y el crecimiento del equipo, lo que llevó a una inversión pre-semilla de $400,000. Esto impulsa nuestra entrada a Perú y asegura capital operativo por dos años_ ", comparte **Diego Rojas, Co-founder y CEO de PasanaQ.** Para obtener más información sobre el programa y sus ganadores, visita su página aquí . ** _Sobre Krealo (_**[ ** _www.krealo.pe_**](http://www.krealo.pe/) ** _)_** _Krealo nace a inicios de 2018 como el Corporate Venture Capital del holding Credicorp (NYSE: BAP). Su propósito es identificar, evaluar e invertir en fintechs o en startups de la región andina y que incluyan servicios financieros dentro de sus operaciones, lo que se traduce en un mercado de más de 100 millones de personas entre Perú, Chile y Colombia. Con ello, busca crear tanto valor estratégico como financiero, con inversiones que complementen las líneas de negocio actuales o futuras de Credicorp. En su portafolio cuenta con las startups_[ _Culqi_](https://culqi.com/) _,_[ _Wally_](https://puntodeventa.miwally.com/demostracion-gratuita?utm_source=adwords&utm_campaign=1.+SUPER+POS&utm_medium=ppc&utm_term=wally&hsa_mt=b&hsa_acc=1789654885&hsa_grp=133972072221&hsa_net=adwords&hsa_tgt=kwd-17346321&hsa_kw=wally&hsa_ad=600201401923&hsa_ver=3&hsa_src=g&hsa_cam=17338491572&gclid=Cj0KCQjwzLCVBhD3ARIsAPKYTcRRM20hOwpxNn44yG9qsit7QL4_ZIPF1-juKc3gLGPKngDRDALj_TsaAnfQEALw_wcB) _,_[ _Samishop_](https://www.samishop.pe/) _y , que_[ _Tenpo_](https://www.tenpo.cl/) _y Datamart en Chile_ _,_[ _Monokera_](https://www.monokera.com/) _,_[ _Plurall_](https://plurall.com/) _y_[ _Tyba en Colombia_](https://tyba.com.co/) _, la misma que también_[ _opera en Perú_](https://tyba.pe/) _y en_[ _Chile_](https://www.tenpo.cl/productos/tyba) _, y_[ _Finerio Connect_](https://finerioconnect.com/) _en México._ ** _Sobre Credicorp (_**[ ** _www.grupocredicorp.com_**](http://www.grupocredicorp.com/) ** _)_** _Credicorp Ltd. es el holding de servicios financieros líder en el Perú con presencia en Bolivia, Chile, Colombia, Panamá y Estados Unidos. Cuenta con un portafolio diverso de servicios organizado en cuatro líneas de negocio: Banca Universal, a través del Banco de Crédito del Perú - BCP y Banco de Crédito de Bolivia; Microfinanzas, a través de Mibanco y Mibanco Colombia; Seguros y Fondos de Pensiones, a través de Grupo Pacifico y Prima AFP; y Banca de Inversión y Gestión de Patrimonios, a través de Credicorp Capital, Gestión de Patrimonios del BCP y Atlantic Security Bank. Asimismo, a través de Krealo, el Corporate Venture Capital del grupo, se invierten en fintechs y/o startups en la región._ ** _Sobre Seedstars (_**[ ** _www.seedstars.com_**](http://www.seedstars.com/) ** _)_** _Seedstars es una empresa con sede en Suiza con la misión de impactar las vidas de las personas en mercados emergentes a través de la tecnología y el emprendimiento. Seedstars trabaja con sectores público y privado para implementar programas de capacitación empresarial con el fin de crear empleos y estimular el crecimiento económico. El grupo gestiona Programas de Seedstars diseñados para apoyar a emprendedores en diferentes etapas de crecimiento mediante capacitación, educación, mentoría y acceso a recursos. La empresa también colabora, opera e invierte en fondos emergentes de capital riesgo en mercados emergentes y realiza inversiones directas colectivas y de seguimiento en sus empresas de cartera a través de Seedstars Capital. Para apoyar aún más a la próxima generación de agentes de cambio, Seedstars Academy, un incubador de talentos, proporciona habilidades digitales y educación inmersiva basada en startups._ ARTICLE LATIN AMERICA ## More like this [ ![None](https://seedstars-com.s3.amazonaws.com/images/istanbul.max-320x550.jpg) MIDDLE EAST AND NORTH AFRICA • #### Turkey's founders move from phones to factories Aug. 03, 2026 ](https://www.seedstars.com/content-hub/life/beyond-valley/turkeys-founders-move-from-phones-to-factories/) [ ![None](https://seedstars-com.s3.amazonaws.com/images/istanbul.max-320x550.jpg) MIDDLE EAST AND NORTH AFRICA • #### Building a Resilient Tech Ecosystem in the West Bank and Gaza Jun. 09, 2026 ](https://www.seedstars.com/content-hub/life/beyond-valley/building-resilient-tech-ecosystem-west-bank-and-gaza/) [ ![Why Moldova’s best startups look global from day one](https://seedstars-com.s3.amazonaws.com/images/Why_Moldovas_best_startups_look_global_from_.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### Why Moldova’s best startups look global from day one Some Moldovan startups register a company in Estonia before they ever talk to an investor. Mar. 23, 2026 ](https://www.seedstars.com/content-hub/life/why-moldovas-best-startups-look-global-from-day-one/) [ ![Building under pressure: how Palestine’s startup ecosystem is learning to scale](https://seedstars-com.s3.amazonaws.com/images/Building_under_pressure_-_how_Palestines_sta.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### Building under pressure: how Palestine’s startup ecosystem is learning to scale Founders in the West Bank and Gaza build in fragments. Power cuts, travel limits, and blocked payments are part of the job. Out of that reality, a distinct tech scene has taken shape that works lean, tests quickly, and looks outward for growth. Nov. 12, 2025 ](https://www.seedstars.com/content-hub/life/palestine-startup-ecosystem-learning-how-to-scale/) [ ![How Morocco is turning steady signals into a real startup story](https://seedstars-com.s3.amazonaws.com/images/How_Morocco_is_turning_steady_signals_into_a.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### How Morocco is turning steady signals into a real startup story Morocco’s startup ecosystem is finding its rhythm. After a quiet 2023, founders and investors regained momentum. Startups in the country raised around 70 million USD across 40 deals in 2024 - almost double the previous year, according to Africa: The Oct. 12, 2025 ](https://www.seedstars.com/content-hub/life/how-morocco-turning-steady-signals-into-real-startup-story/) [ ![These 12 Jordanian startups are solving problems across the Arab world](https://seedstars-com.s3.amazonaws.com/images/These_12_Jordanian_startups_are_solving_prob.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### These 12 Jordanian startups are solving problems across the Arab world Jordan has positioned itself as one of the Middle East's most efficient startup ecosystems. While the Kingdom represents just 3% of the region's population, Jordanian entrepreneurs have achieved remarkable influence across the Middle East. Oct. 03, 2025 ](https://www.seedstars.com/content-hub/life/12-jordanian-startups-solving-problems-across-arab-world/) [ ![Six Georgian startups you should know about](https://seedstars-com.s3.amazonaws.com/images/Six_Georgian_startups_you_should_know_about_.max-320x550.jpg) CENTRAL AND EASTERN EUROPE • #### Six Georgian startups you should know about Georgia’s tech ecosystem has been growing quietly beyond its early fintech reputation. The small Caucasus nation has built one of Europe’s most business-friendly environments, and it is starting to show. Sep. 17, 2025 ](https://www.seedstars.com/content-hub/life/six-georgian-startups-you-should-know-about/) [ ![Azerbaijan's practical approach to building a tech hub](https://seedstars-com.s3.amazonaws.com/images/Azerbaijan_practical_approach_to_building_a_.max-320x550.jpg) ASIA • #### Azerbaijan's practical approach to building a tech hub While Silicon Valley startups chase the next consumer app, Azerbaijan's entrepreneurs are solving a more fundamental problem: building the digital backbone that businesses across the region desperately need to operate. Sep. 04, 2025 ](https://www.seedstars.com/content-hub/life/azerbaijan-practical-approach-building-tech-hub/) [ ![Lebanon's startup scene is built for global markets](https://seedstars-com.s3.amazonaws.com/images/Lebanon-startup-scene-is-built-for-global-ma.max-320x550.jpg) ASIA • #### Lebanon's startup scene is built for global markets Lebanon's startup ecosystem operates on a fundamentally different premise than most tech hubs. While entrepreneurs in larger markets might spend years perfecting their domestic strategy, Lebanese founders incorporate abroad and sketch international e Aug. 04, 2025 ](https://www.seedstars.com/content-hub/life/lebanon-startup-scene-built-for-global-markets/) [ ![How Armenia built an ecosystem bigger than its borders](https://seedstars-com.s3.amazonaws.com/images/How_Armenia_built_an_ecosystem_bigger_than_i.max-320x550.jpg) ASIA • #### How Armenia built an ecosystem bigger than its borders Armenia has quietly built one of the region's most sophisticated startup ecosystems. The country's tech diaspora, with deep Silicon Valley roots, gives it an edge that neighboring countries can't easily replicate. Aug. 01, 2025 ](https://www.seedstars.com/content-hub/life/armenia-built-an-ecosystem-bigger-than-its-borders/) [ ![How Mongolia's landlocked startup scene is thriving](https://seedstars-com.s3.amazonaws.com/images/Seedstars_Website_-_Life_content_-_Thumbnail.max-320x550.jpg) ASIA • #### How Mongolia's landlocked startup scene is thriving When you think of Mongolia, startup innovation probably isn't the first thing that comes to mind. But this landlocked country is quietly building something unexpected: a tech ecosystem that's learned to turn geographic constraints into creative advan Jul. 29, 2025 ](https://www.seedstars.com/content-hub/life/mongolia-landlocked-startup-scene-thriving/) [ ![Innovation under pressure: How Ukraine’s tech sector defies odds](https://seedstars-com.s3.amazonaws.com/images/thumbnailukraineblogpost210525.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### Innovation under pressure: How Ukraine’s tech sector defies odds Ukraine's tech sector thrives amid challenges, developing resilient solutions that work in any conditions. See how innovation under pressure creates technology the world needs. May. 21, 2025 ](https://www.seedstars.com/content-hub/life/innovation-under-pressure-how-ukraines-tech-sector-defies-odds/) [ ![How agricultural innovation is shaping up in Eastern Europe and Central Asia](https://seedstars-com.s3.amazonaws.com/images/020525THUMBNAIL.max-320x550.png) GLOBAL • AGRICULTURE #### How agricultural innovation is shaping up in Eastern Europe and Central Asia Agritech startups in Eastern Europe and Central Asia are transforming farming with local innovations tackling drought, resource limits, and climate change. May. 02, 2025 ](https://www.seedstars.com/content-hub/life/how-agricultural-innovation-shaping-eastern-europe-and-central-asia/) [ ![How Egypt is moving from hypergrowth to sustainable innovation](https://seedstars-com.s3.amazonaws.com/images/lifearticle0404thumbnailphoto.max-320x550.png) MIDDLE EAST AND NORTH AFRICA • #### How Egypt is moving from hypergrowth to sustainable innovation Egypt's startup ecosystem shifts from hypergrowth to sustainable innovation, with founders focusing on profitability and efficiency amid changing investment standards and government support. Apr. 04, 2025 ](https://www.seedstars.com/content-hub/life/how-egypt-is-moving-from-hypergrowth-to-sustainable-nnovation/) [ ![Círculo de Crédito anuncia nueva alianza con Seedstars para fortalecer su brazo de Corporate Venture](https://seedstars-com.s3.amazonaws.com/images/thumb240325.max-320x550.png) LATIN AMERICA • TECHNOLOGY #### Círculo de Crédito anuncia nueva alianza con Seedstars para fortalecer su brazo de Corporate Venture Capital (CVC) Círculo de Crédito, sociedad de información crediticia líder en México, está impulsando la innovación tecnológica a través de su brazo de Corporate Venture Capital (CVC) para promover la innovación y el desarrollo tecnológico en el ecosistema de conf Mar. 24, 2025 ](https://www.seedstars.com/content-hub/newsroom/c%C3%ADrculo-de-cr%C3%A9dito-anuncia-nueva-alianza-con-seedstars-para-fortalecer-su-brazo-de-corporate-venture-capital-cvc/) [ ![Meet the startups modernizing Kazakhstan's tech lands](https://seedstars-com.s3.amazonaws.com/images/THUMBNAILLIFE0703ARTICLELIFE.max-320x550.png) ASIA • #### Meet the startups modernizing Kazakhstan's tech lands Kazakhstan's tech startups are revolutionizing infrastructure and services across the vast country, creating innovative solutions to modernize essential systems despite formidable geographic challenges. Mar. 07, 2025 ](https://www.seedstars.com/content-hub/life/meet-startups-modernizing-kazakhstans-tech-lands/) [ ![Tajikistan is building its digital foundations](https://seedstars-com.s3.amazonaws.com/images/lifearticlethumb270225tajikisatn.max-320x550.png) ASIA • #### Tajikistan is building its digital foundations Tajikistan's entrepreneurs focus on building essential digital infrastructure, transforming access to services in a country where internet reaches just less than half of the population. Feb. 27, 2025 ](https://www.seedstars.com/content-hub/life/tajikistan-is-building-its-digital-foundations/) [ ![How Belarusian tech talent is reshaping Eastern Europe's digital future](https://seedstars-com.s3.amazonaws.com/images/100225lifebelarusarticle.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### How Belarusian tech talent is reshaping Eastern Europe's digital future Discover how Belarusian tech companies' migration to Poland and Lithuania is creating new innovation hubs and transforming Eastern Europe's digital landscape with global ambitions. Feb. 10, 2025 ](https://www.seedstars.com/content-hub/life/how-belarusian-tech-talent-reshaping-eastern-europes-digital-future/) [ ![How Moldova is building its tech hub](https://seedstars-com.s3.amazonaws.com/images/thumbnailmoldova070225.max-320x550.png) CENTRAL AND EASTERN EUROPE • #### How Moldova is building its tech hub Moldova emerges as a pragmatic tech hub, with local startups solving real-world problems through practical innovation. Learn how its strategic location and incentives are attracting tech talent. Feb. 07, 2025 ](https://www.seedstars.com/cares/how-moldova-building-its-tech-hub/) [ ![Beyond the Valley](https://seedstars-com.s3.amazonaws.com/images/lifearticle050225thumb.max-320x550.png) GLOBAL • #### Beyond the Valley Discover the hidden tech ecosystems of Eastern Europe and Central Asia, where entrepreneurs are building crucial solutions that transform how millions live and work. Feb. 05, 2025 ](https://www.seedstars.com/content-hub/life/beyond-valley/) [ ![iGravity and Seedstars Join Forces to Manage the SECO Startup Fund](https://seedstars-com.s3.amazonaws.com/images/article310125_thumbnail.max-320x550.png) GLOBAL • #### iGravity and Seedstars Join Forces to Manage the SECO Startup Fund iGravity and Seedstars are proud to announce their engagement as managers of the SECO Startup Fund (SSF), marking the beginning of an exciting new chapter for the initiative Jan. 31, 2025 ](https://www.seedstars.com/content-hub/newsroom/igravity-and-seedstars-join-forces-manage-seco-startup-fund/) [ ![Africa Investment Forum 2024 Market Days: Seedstars Africa Ventures I announces $42m first close](https://seedstars-com.s3.amazonaws.com/images/article6122thumbnail.max-320x550.png) GLOBAL • #### Africa Investment Forum 2024 Market Days: Seedstars Africa Ventures I announces $42m first close Seedstars Africa Ventures I, a venture capital fund making early-stage investments in highly scalable start-ups in Africa, has achieved a first close of $42 million, with participation from the African Development Bank, EIB Global with the support of Dec. 06, 2024 ](https://www.seedstars.com/content-hub/newsroom/africa-investment-forum-2024-market-days-seedstars-africa-ventures-i-announces-42m-first-close/) [ ![Seedstars and Visa Foundation announce first cohort of SEED Inclusivity Program supporting entrepren](https://seedstars-com.s3.amazonaws.com/images/51224_thumbnailphoto.max-320x550.png) GLOBAL • #### Seedstars and Visa Foundation announce first cohort of SEED Inclusivity Program supporting entrepreneurs with disabilities in Asia Seedstars and Visa Foundation select 15 innovative disability-focused startups across Asia for SEED Inclusivity Program, supporting entrepreneurs with disabilities and assistive tech. Dec. 05, 2024 ](https://www.seedstars.com/content-hub/newsroom/seedstars-and-visa-foundation-announce-first-cohort-seed-inclusivity-program-supporting-entrepreneurs-disabilities-asia/) [ ![Financial Solutions for Migrant Women Report 2024](https://seedstars-com.s3.amazonaws.com/images/report20241911seedstrarsthumbnail.max-320x550.png) GLOBAL • OTHER #### Financial Solutions for Migrant Women Report 2024 With nearly half of the world's 280 million international migrants being women, their financial inclusion represents both a crucial development challenge and a significant market opportunity Nov. 19, 2024 ](https://www.seedstars.com/content-hub/insights/financial-solutions-for-migran-women-report-2024/) --- ## Sitemap - [Sitemap](https://www.seedstars.com/sitemap.md): every public page on this site - [llms.txt](https://www.seedstars.com/llms.txt): what Seedstars does and where to start